ExchangeGuard®
Insurance for Students and Exchange Visitors, their Dependents and their Family
ExchangeGuard is an international health insurance plan persons traveling to USA on an F or J visa.
ExchangeGuard Choice has 6 months waiting period for pre-existing conditions.
ExchangeGuard Essential has 12 months waiting period for pre-existing conditions.
The Description of Coverage (DOC) is a shorter version of the certificate wording. It does include all benefits and exclusions but does not have as much text revolving all benefits. It does have quite a bit more information than the brochure. Description of Coverage was created because the certificate wording is so long and sometimes difficult to navigate for a consumer. The DOC is more user friendly and has the need to know information.
Complete legal wording of the plan is included in the Master Policy.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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